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knocker

Advice Please-car Insurance

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This might sound a bit daft but a quick question.

My ex's husband died recently and she is alone and not coping very well. The insurance for two cars is up for renewal and she hasn't a clue what company to go for or even how to go about it. She asked me and I know zilch as I've never owned a car. She also doesn't have access to the web which doesn't help either. I had a quick look and wondered whether the Post Office might be easier for her.

Any suggestions would be appreciated bearing in mind no web access.

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I guess it's down to individual circumstances with regards to what gets quoted, but I've been insured with the AA the past couple of years. They seem to give me a fair quote when using comparison websites and comparing them with other insurance companies.

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Baring in mind that the internet isn't an option, It may well be practical to go down the old fashioned route and flick through the yellow pages or thomson local directory for an Insurance broker. There might be a small brokerage fee, but at least it's in the broker's interest to find the best deal for the circumstances, and it'll save your ex endless hours phoning up individual insurance companies for quotes

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This might sound a bit daft but a quick question.

My ex's husband died recently and she is alone and not coping very well. The insurance for two cars is up for renewal and she hasn't a clue what company to go for or even how to go about it. She asked me and I know zilch as I've never owned a car. She also doesn't have access to the web which doesn't help either. I had a quick look and wondered whether the Post Office might be easier for her.

Any suggestions would be appreciated bearing in mind no web access.

get her to write down her car details etc, then do a search on a price comparison site for her.

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This might sound a bit daft but a quick question.

My ex's husband died recently and she is alone and not coping very well. The insurance for two cars is up for renewal and she hasn't a clue what company to go for or even how to go about it. She asked me and I know zilch as I've never owned a car. She also doesn't have access to the web which doesn't help either. I had a quick look and wondered whether the Post Office might be easier for her.

Any suggestions would be appreciated bearing in mind no web access.

She should sell one of the cars then go on the price comparison site as bobbydog suggested.

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She should sell one of the cars then go on the price comparison site as bobbydog suggested.

She is trying to sell the Saab. Thanks for the suggestions guys.

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Direct Line say they are not on any price comparison websites, so it would be worth giving a call - but at the same time I would suggest canvassing various brokers because the premiums can vary quite considerably - there is also RIAS and SAGA who specialise in insuring the more senior amongst us - some companies offer a lower rate for a restricted mileage.

I take it that her late husband was the policyholder, so she is not likely to have a 'no claims bonus' - I'm afraid this can't be oddsed, she will have to build up her own from scratch but this does not mean she has to tie herself into one company, NCB's are transferrable - if she is changing she just has to ask her company to provide proof of a NCB and she can forward this to the new company who should take it into account when calculating the premium.

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She is trying to sell the Saab. Thanks for the suggestions guys.

Ok, well i hope it all goes smoothly for her...good luck.

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Insure the Box is good if she is a low mileage driver.

You pay per mile you drive with them. I pay 35p a mile, but it does vary on personal circumstances and the person!

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Tell her to avoid Sheila's Wheels, despite promising fantastic deals for women, they're massively more expensive than anywhere else.

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Tell her to avoid Sheila's Wheels, despite promising fantastic deals for women, they're massively more expensive than anywhere else.

That's weird J - I spent time trawling comparison sites on behalf of the missus and they consistently came out cheapest ( with me as a named driver as the car is registered in her name ). A coupla years back I piled our car on ice,very early in the morning coming down our ridiculously steep road. Diamond was the insurer then, and to their credit they dealt with the ensuing claim with the minimum of fuss and maximum haste, but the renewal premium was outrageous!

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I've been insured with the AA for the last couple of years as they tend to be among the cheapest on comparison sites. I have been unlucky enough to get reversed into twice in 5 weeks and as it was not my fault they put me onto a company call Claimfast who deal with everything for you. All I had to pay was £1 (refundable) for my hire car, no excess to pay and try to recover which would have meant handing over £400 just I was about to go on holiday.

I will always look at renewal time as the AA renewal is not competitive so you just cancel the renewal and take it out again online.

Some of these comparison sites save your details/quotes so maybe you could search on their behalf then give them the details and they could go to their local library and retrieve them?

Don't forget to go throught a cash back site once you have found out who is best for extra value. Some use Quidco but they charge an annual fee, personally I have used Topcashback for a few years and it's great.

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